comprehensive financial planning
either pricing structure includes:
financial behavior
- 'written' financial plan
- setting your mind right to follow the plan
- priorities aligned with goals
- never be uncertain of where you are
net worth tracker & budget
- create & monitor budget & net worth
- aggregate & integrate all of your accounts
- automated expense categorization
investment management
- comparison of current v. proposed portfolio
- investment choices that align with your values, interests & risk tolerance
- proven investment portfolios
insurance needs
- life insurance for peace of mind
- disability insurance for steady income
- partnered with a world class policy finder
Mode of Operations
4 pillars of a sound plan
/ making sure retirement is attainable & enjoyable
/ maintaining consistent income through life
/ providing financial security for loved ones
/ maximizing investment income returns
'You don't hire a financial advisor because you are unable to figure this out. You hire one because you have a feeling there is a blind spot'
foundation of pillars
| invest 15% of your income in a defined contribution plan {401(k), 403(b)}, Roth/Traditional IRA & Brokerage Account
| budget to spend less than you make, have funds set aside for rough patches
| have adequate term life insurance
| buy and hold low cost investments | 'core and explore'
'Keep playing your own tune. You will only attract those who like the sound of it' - profession mentor, 2013
investment philosophy?
financial advice the way you want | Vaal Financial, LLC